Leadership
Stewardship for families whose decisions span generations.
Echelon Heritage Group is led by professionals committed to coordinated execution, discretion, and technical depth across tax, retirement, investment, estate, and trust strategy.
Executive team
Leadership pictures and bios.
Guy A. Mascaro
As Co‑Founder and Managing Partner of Echelon Heritage Group, Guy leads the firm’s vision, strategy, and client experience, drawing on 30+ years in corporate leadership, business finance and taxation, and strategic exit planning. He works closely with successful business owners, real estate investors, and high‑net‑worth families to design and execute disciplined, tax‑efficient wealth‑preservation strategies, and is known for his pragmatic, relationship‑driven approach grounded in faith, family, and love of country and college football.
Education & Qualifications: Southern Methodist University – B.S. Biology/Chemistry 1982; University of Pittsburgh, Joseph M. Katz Graduate School of Business – MBA/MPH program - 1991-1992; University of Michigan College of Engineering – Cybersecurity Post-Graduate certification program (Nexis) - 2021.
Anthony G. DeCicco
As Co‑Founder, President and Chief Investment Officer of Echelon Heritage Group, Anthony oversees the strategy, performance, and integration of the firm’s four operating companies. In this role, he is responsible for driving growth, ensuring a consistent client experience across business lines, and aligning leadership, operations, and culture with the firm’s long-term vision.
Drawing on a career that includes leadership roles at Morgan Stanley and Edward Jones, where he was recognized as a top advisor, Anthony brings a disciplined, client‑first perspective to Echelon’s multi‑company platform. Prior to co‑founding Echelon Heritage Group, he led DeCicco Capital as Principal Advisor, building a fee‑only, holistic planning firm that emphasized cash flow management, tax awareness, market discipline, and generational planning tailored to each client’s evolving goals. His experience building DeCicco Capital informs his approach at Echelon, where he focuses on transparent relationships, cohesive strategy, and performance accountability across all entities in the Echelon ecosystem.
Education & Qualifications: Millersville University – B.S. Government, Policy and Law; Series 7 & 66 Licenses; Insurance Licenses (Accident, Health, Casualty, and Allied Lines, Life & Fixed Annuities, Property and Allied Lines; Variable Life and Variable Annuity)
Samuel J. Schmutte, JD
As the Chief Legal Officer of Echelon Heritage Group, Sam oversees all legal matters for the company, including corporate governance, transactional structuring, regulatory compliance, and complex contract negotiation. Mr. Schmutte also maintains a practice with Castor Easton, LLP, with concentrations in the areas of corporate law, real estate, mergers and acquisitions, and finance. Prior to joining Castor Easton, LLP, Mr. Schmutte held several professional and executive positions in the finance, legal and real estate industries. Mr. Schmutte has practical experience in the underwriting, negotiating and closing of debt and equity facilities both from a service provider’s position as well as from a corporate executive’s position. Also, Mr. Schmutte has experience in the drafting, negotiating and closing of a variety of contract documents, including, among others, asset purchase agreements, real estate purchase agreements (both improved and unimproved properties) product sales agreements, lease agreements, employment contracts, supply agreements, and confidentiality and non-disclosure agreements. Lastly, Mr. Schmutte understands the strategic and daily forces that affect entrepreneurial companies having served as a general manager and C.O.O. of a multi-state homebuilding and land development company.
Education & Qualifications: B.S. in Finance from Marian College - 1993; Juris Doctorate, Cum Laude, from Indiana University-Bloomington -2004. Admitted to the Indiana Bar – 2004.
Kim Scheid
As Chief Operating Officer of Echelon Heritage Group, Kim oversee day-to-day operations and integration across the firm’s four operating entities. An accomplished marketing and commercialization executive, she brings a proven track record of growing businesses, leading multi-channel product launches in domestic and global markets, and aligning sales and operations for an exceptional client experience. Before joining EHG, Kim served as Chief Administrative Officer at Hodei Technology, a SaaS and telepresence solutions company, was an executive at a large medical communications company, and held multiple Director-level roles at Roche Diagnostics in Indianapolis spanning integrated business solutions, clinical chemistry product marketing, project management, and business development. She is recognized as a versatile leader and catalyst for resolving complex challenges, building high-performing teams, and strengthening client relationships to support EHG’s continued growth.
Education & Qualifications: Purdue University, B.S. Medical Technology; ASCP Certified Medical Technologist.
Troy Boister
As Chief Revenue Officer of Echelon Heritage Group, Troy is responsible for revenue strategy, growth, and go‑to‑market execution across all four operating companies. With a career spanning SALT consulting at Barnwell Consulting and large‑scale state tax recovery work for Fortune 500 companies at Ashland Group, he brings rare technical depth in complex tax strategies to EHG’s high‑net‑worth clientele. He now leverages this background to lead business development and integrate sophisticated tax mitigation and wealth‑preservation strategies for business owners, real estate investors, and affluent families.
John Hayner, JD
As Vice President the Estate & Trust Services Division at Echelon Heritage Group, where he leads the firm’s Trust & Estate Division focused on delivering sophisticated fiduciary, estate, and wealth preservation solutions for affluent families, entrepreneurs, and privately held business owners. With more than two decades of experience spanning private banking, wealth strategy, business succession planning, and fiduciary advisory services, John brings executive leadership and strategic direction to the division’s growth, service model, and long-term vision. His expertise includes trust and estate planning coordination, fiduciary guidance, family governance strategies, business transition planning, and integrated tax-aware wealth structuring.
Prior to joining Echelon Heritage Group, John held senior leadership roles within private banking and advisory organizations, including Bank of America Private Bank, where he led teams of high-level wealth strategists serving ultra-high-net-worth clients across the country.
John is recognized for his relationship-driven leadership style and his ability to help build thoughtful, client-centered strategies designed to preserve wealth, protect family interests, and create lasting generational impact.
John is the finisher of 9 full marathons, a happy husband and father of twin boys and a hearty laugher.
Education & Qualifications: California State University – Fullerton – B.S. Business – 1994; Western State College of Law – Juris Doctorate – 1997.
Terry Boesen, MS
Mr. Boesen brings a world of knowledge to the Echelon Heritage family. He oversaw Boesen Dairy until 2004 – a registered Holstein Friesian breeder of registered Holstein Friesian cattle and wholesale milk producer. Life circumstances changed and led him down a path of being a leader in insurance and securities. Terry was with MassMutual and Indianapolis Securities from 1984 to 1996 offering variable life insurance and annuities, and was a real estate Syndications Direct Participation Representative and Principal - Series 6, 22, 26, 39, 62, 63; from 2003 to 2025 he was with World Group Securities and Transamerica Financial Advisors Variable Life and Annuities - Series 6, 26, 63, 65 Investment Advisor Representative Advisor and Principal.
Education & Qualifications: DePauw University – B.A. Economics and History- 1970; Yale University – M.S. History – 1973; Oxford University Law - 1974; Series 6, 26, 39, 63, 65; Insurance Producer License.
Daniel Valencia
Daniel is a finance and advisory professional with nearly two decades of experience spanning accounting, mortgage lending, tax-aware planning, and wealth preservation strategies. He works closely with individuals, families, investors, and business owners to help navigate financing decisions, long-term financial positioning, and legacy-oriented planning through a relationship-first approach.
Known for his calm demeanor, strategic mindset, and ability to simplify complex financial concepts, Daniel takes pride in building trusted long-term relationships rooted in honesty, clarity, and practical guidance. His background across both corporate finance and entrepreneurial ventures allows him to bring a balanced, real-world perspective to the clients and professionals he serves.
Education & Qualifications: William Patterson University of New Jersy – B.S. Accounting – 2009; Licenses: Series 65; Insurance License Producer; Mortgage Loan Originator.
Tyler Pluhar
Tyler Pluhar is a Los Angeles–based advisor who works at the intersection of real estate tax strategy and capital stack advisory, helping families, sponsors, and institutional investors make better decisions across the full lifecycle of a deal. He focuses on aligning investment strategy with long-term wealth, risk, and liquidity objectives through the thoughtful use of tax mitigation tools, financing structures, and private market underwriting.
Tyler’s work centers on integrating tax efficiency and capital structure, including the use of advanced planning strategies, cost segregation concepts, and structured credit solutions to enhance after-tax outcomes. He regularly collaborates with legal counsel, CPAs, and other advisors to ensure that strategies are not only optimized economically, but also implemented in a compliant and coordinated manner.
Over his career, Tyler has advised business owners, high-net-worth individuals, and real estate operators on issues ranging from balance sheet optimization and risk management to deal positioning and execution readiness. His background spans real estate, financial planning, and business development, giving him a practical, operator-informed perspective on both sides of the balance sheet.
Education & Qualifications:
Leadership philosophy
The leader’s job is to make complexity governable.
Echelon’s leadership standard is simple: every recommendation should have a clear owner, a documented rationale, a compliance-aware implementation path, and a review cadence. That discipline allows families and strategic partners to move from ideas to executed structures without losing sight of Fiduciary-minded , tax, legal, and family objectives.